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Predictable pricing.

A monthly subscription for the operating system, plus a single transaction rate on payments processed through Rivera. Includes payment processing. No hidden fees. No sliding scales.

Monthly subscription

Covers the full operating system — website, CRM, payments infrastructure, automation, hosting, Lumo AI credits, and ongoing updates.

Transaction rate

A single rate on payments processed through Rivera. It includes Stripe processing, system integration, data orchestration, and platform evolution. Pro accounts get our lowest rate.

Starter

$49/mo
3.9% + 30¢ per transaction
1 seat included

Everything you need to get your business into Rivera

  • Full operating system
  • AI-assisted website
  • Payments & invoicing
  • CRM & lead management
  • Automation workflows
  • Lumo intelligence
  • 150 Lumo AI credits/mo
  • Secure hosting
  • Standard support
Request Access

Pro

$299/mo
3.4% + 30¢ per transaction
15 seats included

For teams, advanced AI, and higher volume

  • Everything in Growth
  • 15 seats included
  • 2,000 Lumo AI credits/mo
  • Advanced AI capabilities
  • Lowest transaction rate
  • Advanced system configuration
  • Strategic support access
Request Access
For agencies

Rivera Agency.

Everything in Rivera Core for your own business — plus the ability to provision Rivera accounts for your clients and earn recurring commission on each one.

Provision client accounts

Set up full Rivera accounts for your clients directly from your dashboard.

Recurring commission

Earn up to 30% commission on every client account for as long as they stay active.

Unified dashboard

Manage all client accounts from a single view. Switch between businesses instantly.

Branded client portal

Your agency's logo and colors on a custom login portal. Clients see your brand alongside Rivera.

Inquire About Agency Access

Common questions

What does the transaction rate include?

The transaction rate is a single, all-inclusive fee on payments processed through Rivera — checkout, invoices, payment links, subscriptions. It covers Stripe payment processing, system integration, automation, data orchestration, and ongoing platform development. No separate processing fees. Starter and Growth are 3.9% + 30¢, and Pro drops to 3.4% + 30¢.

How do seats work?

Each tier includes a set number of seats — Starter includes 1, Growth includes 5, Pro includes 15. A seat is a user login. Additional seats are $19/month each across all tiers.

What's the difference between Core and Agency?

Core is the full platform for your business. Agency is Core plus the ability to provision and manage Rivera accounts for your clients, with recurring commission on subscriptions and transaction fees. Your clients get their own Rivera accounts and you earn passive income on each one. If you don't manage client businesses, Core is all you need.

Can I upgrade tiers later?

Yes. Upgrade or downgrade at any time. Changes take effect on your next billing cycle. Your platform rate adjusts immediately.

What are Lumo AI credits?

Each plan includes a monthly allocation of Lumo AI credits that power interactions with Lumo — your operational intelligence. Simple tasks like asking a question use fewer credits, while complex tasks like generating a page or building a report use more. You'll get a notification when you're approaching your limit, and additional credit packs are available if you need more. Unused credits reset each billing cycle.

Is there a money-back guarantee?

Yes. Within your first 30 days, email [email protected] and we'll refund your subscription in full. No questions, no exit interview, no hold music. Transaction fees already collected on payments you processed aren't refundable (Stripe already took its cut), but every dollar of your subscription comes back.

Can I cancel anytime?

No long-term contracts. Cancel anytime and you won't be charged for the next billing period.