Home Pricing Integrations Resources About Contact Request Access

Predictable pricing.

A monthly subscription for the operating system, plus a single transaction rate on payments processed through Rivera. Includes payment processing. No hidden fees. No sliding scales.

Monthly subscription

Covers the full operating system — website, CRM, payments infrastructure, automation, hosting, Lumo AI credits, and ongoing updates.

Transaction rate

A single rate on payments processed through Rivera — includes Stripe processing, system integration, data orchestration, and platform evolution. Decreases as your tier increases.

Founders Program — $99/month for life

Full operating system. Lifetime rate. 150 Lumo AI credits/mo. Priority roadmap influence. 30-day money-back guarantee. Limited seats.

Claim Your Seat

Core

$149/mo
3.9% + 30¢ per transaction
3 seats included

For growing businesses replacing tool chaos

  • Full operating system
  • AI-assisted website
  • Payments & invoicing
  • CRM & lead management
  • Automation workflows
  • Lumo intelligence
  • 200 Lumo AI credits/mo
  • Secure hosting
  • Standard support
Request Access

Scale

$399/mo
3.4% + 30¢ per transaction
10 seats included

For established operators processing significant volume

  • Everything in Growth
  • 1,500 Lumo AI credits/mo
  • Advanced system configuration
  • Infrastructure optimization
  • Strategic support access
  • Highest priority support
Request Access
For agencies

Rivera Agency.

Everything in Rivera Core for your own business — plus the ability to provision Rivera accounts for your clients and earn recurring commission on each one.

Provision client accounts

Set up full Rivera accounts for your clients directly from your dashboard.

Recurring commission

Earn up to 30% commission on every client account for as long as they stay active.

Unified dashboard

Manage all client accounts from a single view. Switch between businesses instantly.

Branded client portal

Your agency's logo and colors on a custom login portal. Clients see your brand alongside Rivera.

Inquire About Agency Access

Common questions

What does the transaction rate include?

The transaction rate is a single, all-inclusive fee on payments processed through Rivera — checkout, invoices, payment links, subscriptions. It covers Stripe payment processing, system integration, automation, data orchestration, and ongoing platform development. No separate processing fees. Core is 3.9% + 30¢, Growth is 3.65% + 30¢, Scale is 3.4% + 30¢.

How do seats work?

Each tier includes a set number of seats — Core includes 3, Growth includes 5, Scale includes 10. A seat is a user login. Additional seats are $19/month each across all tiers.

What's the Founders Program?

Early access users can lock in $99/month for life — full operating system, no feature restrictions. Limited seats available. Transaction rate structure still applies based on your tier.

What's the difference between Core and Agency?

Core is the full platform for your business. Agency is Core plus the ability to provision and manage Rivera accounts for your clients, with recurring commission on subscriptions and transaction fees. Your clients get their own Rivera accounts and you earn passive income on each one. If you don't manage client businesses, Core is all you need.

Can I upgrade tiers later?

Yes. Upgrade or downgrade at any time. Changes take effect on your next billing cycle. Your platform rate adjusts immediately.

What are Lumo AI credits?

Each plan includes a monthly allocation of Lumo AI credits that power interactions with Lumo — your operational intelligence. Simple tasks like asking a question use fewer credits, while complex tasks like generating a page or building a report use more. You'll get a notification when you're approaching your limit, and additional credit packs are available if you need more. Unused credits reset each billing cycle.

Is there a money-back guarantee?

Yes. Within your first 30 days, email [email protected] and we'll refund your subscription in full. No questions, no exit interview, no hold music. Transaction fees already collected on payments you processed aren't refundable (Stripe already took its cut), but every dollar of your subscription comes back. Taking a refund ends Founders pricing — same rule as cancellation.

Can I cancel anytime?

No long-term contracts. Cancel anytime and you won't be charged for the next billing period.